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mortgage rates averaged 6.05% in February and 6.18% in March. some of these contracts were signed prior to the war. the commentary in this “post” reflects the personal opinions, viewpoints, and analyses of the Ritholtz Wealth Management employees providing such comments.a financial journalist and human being is a unique financial journalist. he was a journalist and financial advisor at the Wall Street Journal. his work was reshaping the conversation about investing, he says.hedonic psychology is key factor in a successful life. but he has a long history of investing in money, writes.the program was piloted with high school kids from poor families who were randomly selected to get moneya PG&E vs. EV is cheaper than gas, but the EV costs less per mile. it will cost you less if you charge between midnight and 3 PM, a company says.the problem with asking Google AI anything is that it will often be wrong... and now you dont know it. art Berman and Wolf Richter are technically correct, because they are talking about two entirely different metrics.oligopolist big corporations makethe 10-year Treasury yield has been dancing around the 5% line since early April. the 30-year yield ended Friday at 4.45%, backtracking on some prior increases. it indicates that the bond market is still delusional about inflation in the future.a symmetrical trimmed mean measure runs close to core PCE right now.a period of 9% inflation is worse than, say, sustained unemployment and/or mass penury. the goal was 2% and the Fed failed miserably with 9%, and continues to fail with 3-5% over five years later. there will be the share sales via mega-IPOs by SpaceX, Anthropic, and OpenAI.the AI investment bubble last year, this year, and next year is adding to inflationary pressures, andbill Pulte is nominated to replace Tulsi Gabbard as director of national security. he has accused Lisa Cooke, Letitia James and Adam Schiff of mortgage fraud. the misogynist-in-chief has nominationated him to replace him.Lilly is approaching the trillion-dollar mark itself.Eli Lilly is giving hospitals and medical groups in the 340B drug discount program less than a week to comply with drugmakers data sharing requirements. hospitals urge the health resources and services administration to stop Lillys policy.aging is a mystery, and it would do a lot more for human quality of life than treating acne. it doesnt make sense to yell at doctors to all stop studying acne and only work on aging. many of these ideas have received enormous attention and publicity.you could attribute Koreas relative success to any combination of these natural advantages and policy choices.if trends continue, one-third of young adults will not get married and one-fourth wont have kids. sex is one of the most important predictors of long-term happiness.sex and romance are a big part of that. the term is short for “involuntary celibate”, meaning a guy who cant get laid even though he wants to.the incels veto helps spread thethe company faced increasing pressure from regulators in Finland. it eventually shut down during the 2023 bear market and Operation Chokepoint 2.0.the Liquid network is slowly becoming an important infrastructure to the Bitcoin industry.it uses a cryptographic technique called Confidential Transactions. the technology is quite powerful and has a long history of development in the Bitcoin monetary network.new study found every tested frontier AI model violated social-interactioncryptoSlate applied a similar standard to Mt. Casascius attribution and on-chain proof do separate jobs. a private key once hidden in a physical object has been used, and the BTC now sits outside the original Bitcoin address.5-minute digest Weekly deep dives Macro + on-chap. Join 100,000+ subscribers Subscribe We respect your privacy and will never share your email address